Business Cash Advance vs. Business Loans

Unlike traditional business loans, our merchant cash advance program allows you to make payments according to the cashflow of your business.  Rather than adhering to a fixed repayment schedule, we align our services to the success of your business—we only get paid when you get paid.  Additionally, our cash advance services do not require collateral or a personal guarantee. 

To apply, we require bank statements from the previous two months and merchant processing statements from the previous four months.  A UCC filing will never be filed with the state, so a merchant cash advance will never hinder your eligibility to apply for other business loans.  Our free online application is simple and takes only a few minutes to complete.  We can approve your business for an unsecured cash advance within a few days and have working capital of up to $250,000 to you within 10-14 business days.

VIP Business Cash Advance can help you pay off debt, purchase new inventory, or expand your business.  Whether you’ve been turned down for a business loan, or just want working capital to keep your business running smoothly, VIP Business Cash Advance can provide the solution you are looking for.

The Advantages of VIP Cash Advance Services:

• Advances between $5,000 to $250,000
• No collateral pledge on your home or business
• No liens
• No points to pay
• No fixed payment schedule
• No coupons or checks to write
• No impact on your ability to qualify for other financing
• No business use restrictions on the funding
• No hassles - quick application & fast funding
• Receive funding within 10-14 business days